Sample Job Description for Insurance Sales Agent


Position Overview

Insurance Sales Agents act as intermediaries between customers and insurance companies. They are responsible for selling insurance policies and and other types of financial services to customers.

The Insurance Sales Agents get information about clients’ needs and advise them on the insurance policies that best suit their needs. They calls and meets with clients and potential clients to grow their customer base.

Job Requirements

Skilled required for this job include knowledge of insurance policies, the ability to sell, people skills, computer operation, and risk management expertise.

Education requirements include a high school diploma or a GED and state license. Some relevant experience is often required by employers.


Take a look at the following list of duties for an insurance sales agent for more understanding of the job:
Sample Job Description for Insurance Sales Agent
• Interview prospective clients to get information about their needs and discuss existing coverage.
• Answer questions related to coverage and annual charges.
• Match insurance policies for clients that offer the best rates and coverage.
• Customize insurance programs to suit individual clients.
• Sell insurance policies to potential clients.
• Pay beneficiaries when policyholders die.
• Sell annuities for retirement incomes.
• Call potential clients to grow their customer base.
• Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
• Generate leads while following up on them.
• Inform existing clients about new policies and riders.
• Explain the features of various policies.
• Obtain underwriting approval by completing application for coverage.
• Help policy holders settle claims
• Confer with clients to obtain and provide information when claims are made on a policy.
• Advise clients on retirement planning, estate planning, and also pension plans for businesses.
• Interview prospective clients to determine the client’s specific financial backgrounds, the physical condition of the person or property to be insured and discuss any existing coverage.
• Schedule appointments with new and existing clients.
• Deliver policy proceeds.
• Follow up on delinquent accounts.
• Plan future follow-up visits to evaluate needs.
• Obtain price quotes and process applications.
• Maintain reports and records of insurance policies.
• Respond to clients’ insurance-related questions and issues.